We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ Hear from our team about what it's like working at Monzo ✨ London OR UK Remote | £ 74,000 - £94,000 Benefits | Hear from the team ✨ We’re looking for an exceptional Senior Fincrime Analyst to help lead and support the development of our Money Muling capabilities. You will be a key part of the team delivering improvements to our proprietary Transaction Monitoring controls that detect and prevent Muling across all our products and delivery channels. Your technical knowledge will ensure we’re protecting Monzo and our customers from all Financial Crime risks, but also ensures we maintain the exceptional customer experience Monzo is known for. We need someone who has real experience of developing strategies and implementing controls across the Muling space. This includes expert practical knowledge of Transaction Monitoring (TM) detection systems, and an ability to partner with and influence a wide range of stakeholders across product, data, machine learning and engineering. You’ll also have significant experience in helping shape and lead the future of Transaction Monitoring strategy at Monzo. ⭐Our team The Transaction Decisioning squad that you’ll be part of works with dedicated financial crime engineers, data scientists and machine learning experts. This enables us to spot, assess and build detective and preventive controls quickly. You’ll play a key role by… Leading on defining the Money Muling strategy, and development and implementation projects across a range of products including retail and business banking, as well as borrowing and investments. Developing strategic relationships with product/platform owners and stakeholders to provide expert fincrime knowledge and define business and functional requirements. Working closely with Product teams across all Monzo products to ensure the appropriate Muling controls are in place to manage Financial Crime risk to support rapid and safe business growth. Working closely with data analytics and machine learning stakeholders to continue to develop best-in-class detection and prevention capabilities. Maintaining a close relationship with our Fincrime operations teams, ensuring sufficient communication and knowledge sharing on improvements to TM and Muling capabilities including user interface and customer experience. Helping to define and interpret key measures and metrics on the performance of Money Muling systems/processes and aiding in the preparation of reporting to relevant oversight committees and senior stakeholders across the business. Proactively identifying and sharing emerging threats/trends, working across all Fincrime teams. We’d love to hear from you if… You have significant experience working in Money Muling and a broad awareness of other systems used to detect and prevent all types of Fincrime. You’ve led, or provided significant support for, the implementation of improvements to TM systems in similar organisations. You have demonstrable experience of thinking strategically whilst also knowing when a tactical approach is required. You have experience of working closely with product, data and engineering teams to define build requirements, and support from a fincrime risk perspective. You are passionate about Fincrime, Monzo and putting customers first and working in a fast-paced, high-volume environment and thrive when there’s ambiguity. You're great at explaining processes and complex technical requirements to people. You’re well organised and can work under pressure to tight deadlines. You have a track record of demonstrating your strong decision making skills and ability to work to multiple deadlines simultaneously. You’re excited by what we’re doing in Monzo What’s in it for you £74,000 - £94,000 ➕share options. This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London) ⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. £1,000 learning budget each year to use on books, training courses and conferences. We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. ➕ Plus lots more Read our full list of benefits . The application journey has 3 key steps Quick call with a Monzo Recruiter Video-call with the Hiring Manager Interview Loop: 2 x video-interviews This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here. You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to business-hiringmonzo.com . You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else. ⏳We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out. LI-REMOTE CM-1 Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2023 Diversity and Inclusion Report and 2023 Gender Pay Gap Report. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage
