Credit Risk Data Scientist

Harnham
London
2 days ago
Create job alert

Do you want to rebuild commercial credit models used by lenders across the UK?

Have you worked hands-on with SME or corporate lending data end to end?

Are you looking for a stable, high-impact analytics role with real ownership?


Company overview

This organisation is a leading UK credit data provider operating at the heart of the lending ecosystem. They work with banks, fintechs, and commercial lenders to improve credit decision-making through data, analytics, and risk products. The environment is collaborative, stable, and low-turnover, with long-term investment in analytics rather than hype-driven AI.


The role

This is a hybrid Data Scientist / Model Developer position within the commercial lending product team. You will rebuild and enhance core credit products used by lenders, owning models end to end and working with rich commercial datasets.


Key responsibilities

• Build and rebuild commercial credit scorecards and decision models

• Develop affordability, segmentation, and forecasting models

• Own models end to end from data exploration to deployment

• Work with commercial datasets such as company registrations and filings

• Contribute to portfolio analytics and ad-hoc analytical projects

• Support the evolution of legacy products into modern solutions


Key details

• Salary: up to £75k base + bonus and standard benefits

• Location: London preferred; Leeds or Nottingham considered

• Working model: Hybrid, 3 days onsite (Tues–Thurs)

• Tech stack: Python, SQL

• Visa sponsorship: Not available


Requirements

• 3+ years’ experience in data science or credit risk modelling

• Proven experience with commercial or business lending data (SME/corporate)

• Strong Python modelling capability; SQL for data access

• Background in credit scorecards, affordability, segmentation, forecasting, or NPV modelling

• STEM degree

• Hands-on, delivery-focused mindset


Interested? Please apply below.

Related Jobs

View all jobs

Credit Risk Data Scientist

Credit Risk Data Scientist

Credit Risk Data Scientist: Revenue & Debt Analytics

Credit Risk Data Scientist: Portfolio & Debt Analytics

Senior Data Scientist – US Credit Risk ML, Remote M/W F

Data Scientist - Credit

Subscribe to Future Tech Insights for the latest jobs & insights, direct to your inbox.

By subscribing, you agree to our privacy policy and terms of service.

Industry Insights

Discover insightful articles, industry insights, expert tips, and curated resources.

How Many Machine Learning Tools Do You Need to Know to Get a Machine Learning Job?

Machine learning is one of the most exciting and rapidly growing areas of tech. But for job seekers it can also feel like a maze of tools, frameworks and platforms. One job advert wants TensorFlow and Keras. Another mentions PyTorch, scikit-learn and Spark. A third lists Mlflow, Docker, Kubernetes and more. With so many names out there, it’s easy to fall into the trap of thinking you must learn everything just to be competitive. Here’s the honest truth most machine learning hiring managers won’t say out loud: 👉 They don’t hire you because you know every tool. They hire you because you can solve real problems with the tools you know. Tools are important — no doubt — but context, judgement and outcomes matter far more. So how many machine learning tools do you actually need to know to get a job? For most job seekers, the real number is far smaller than you think — and more logically grouped. This guide breaks down exactly what employers expect, which tools are core, which are role-specific, and how to structure your learning for real career results.

What Hiring Managers Look for First in Machine Learning Job Applications (UK Guide)

Whether you’re applying for machine learning engineer, applied scientist, research scientist, ML Ops or data scientist roles, hiring managers scan applications quickly — often making decisions before they’ve read beyond the top third of your CV. In the competitive UK market, it’s not enough to list skills. You must send clear signals of relevance, delivery, impact, reasoning and readiness for production — and do it within the first few lines of your CV or portfolio. This guide walks you through exactly what hiring managers look for first in machine learning applications, how they evaluate CVs and portfolios, and what you can do to improve your chances of getting shortlisted at every stage — from your CV and LinkedIn profile to your cover letter and project portfolio.

MLOps Jobs in the UK: The Complete Career Guide for Machine Learning Professionals

Machine learning has moved from experimentation to production at scale. As a result, MLOps jobs have become some of the most in-demand and best-paid roles in the UK tech market. For job seekers with experience in machine learning, data science, software engineering or cloud infrastructure, MLOps represents a powerful career pivot or progression. This guide is designed to help you understand what MLOps roles involve, which skills employers are hiring for, how to transition into MLOps, salary expectations in the UK, and how to land your next role using specialist platforms like MachineLearningJobs.co.uk.