About Us

YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US.

We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.

The Role:

We are seeking a talented Data Scientist / Senior Data Scientist to develop and enhance Probability-of-Default and Revenue-Forecasting models, leveraging advanced data analysis and machine learning techniques to drive impactful business insights.

Requirements

• Data Analysis & Modeling:Analyze large, complex datasets to uncover patterns, insights, and trends that inform business decisions.
• Predictive Analytics:Build and deploy machine learning models to forecast financial outcomes, detect fraud, optimize credit risk, and enhance customer personalization.
• Algorithm Development:Develop and improve algorithms for financial services such as pricing or risk assessment.
• Data Visualization:Create compelling visualizations and dashboards to communicate findings to stakeholders.
• Collaboration:Work closely with product managers, engineers, and other cross-functional teams to integrate data-driven insights into our products and strategies.
• Data Engineering Support:Partner with data engineering teams to ensure data pipelines are robust, scalable, and optimized for analysis.

Essential:

• Minimum of 3+ years of experience as a Data Scientist, ideally within a FinTech or high-growth startup environment.
• Proficient in Python, SQL, machine learning algorithms, and foundational MLOps techniques.

Benefits

Why join YouLend?

• Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work 2024” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
• Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.

We offer comprehensive benefits package that includes:

• Stock Options
• Private Medical insurance via Vitality
• EAP with Health Assured
• Enhanced Maternity and Paternity Leave
• Modern and sophisticated office space in Central London
• Free Gym in office building in Holborn
• Subsidised Lunch via Feedr
• Deliveroo Allowance if working late in office
• Monthly in office Masseuse
• Team and Company Socials
• Football Power League / Squash Club

Salary: £80,000 - 95,000 + 10% annual bonus based on performance

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.