▷ [Immediate Start] Data Scientist...

Abound
London
2 days ago
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About the role We’re on a mission to make affordable
loans available to more people. Using the power of Open Banking, we
have built state-of-the-art technology that allows us to look
beyond traditional credit scores and offer fairer credit to people
ignored by traditional lenders. We have two parts of our business.
On the consumer side, we have Abound. Abound has proven that our
approach works at scale, with over £300 million lent to-date. While
other lenders only look at your credit score, we use Open Banking
to look at the full picture – what you earn, how you spend, and
what’s left at the end. On the B2B side, we have Render. Render is
our award-winning software-as-a-service platform that allows Abound
to make better, less risky lending decisions. And less risky
decisions mean we can offer customers better rates than they can
usually find elsewhere. We’re taking Render global so that more
companies, from high-street banks to other fintechs, can offer
affordable credit to their customers. The data science team,
currently 8 members, focuses on pricing, classification of open
banking data and credit decisioning. All data scientists actively
contribute to building Render, by being embedded in the tech team.
What you'll be doing: 1. Develop, implement and maintain advanced
AI and machine learning models to improve credit decisioning, risk
and affordability assessments. 2. Analyse large datasets of Open
Banking data to extract insights on customer financial behaviour
and affordability. 3. Collaborate with cross-functional teams to
transform data insights into pioneering solutions, addressing
complex technical challenges that set new industry standards and
drive product strategy and growth. 4. Design and implement scalable
data analytics infrastructure to support Abound's rapid growth. 5.
Contribute to the development and refinement of the Render
technology platform. 6. Stay abreast of industry trends in AI,
machine learning, and fintech to drive innovation. Who you are: 1.
You have an advanced degree (Master's or Ph.D.) in Data Science,
Machine Learning, Statistics, or a related field. 2. You possess
1-2 years of experience in a data science role, preferably related
to credit risk or finance. 3. You're proficient in SQL and Python.
4. You have a strong background in statistical modelling, machine
learning algorithms, and data mining techniques (NLP is a plus). 5.
You're passionate about leveraging AI and data to improve financial
inclusion and access to fair credit. 6. You have excellent
communication skills and can translate complex data insights for
both technical and non-technical stakeholders. 7. You're adaptable,
innovative, and thrive in a fast-paced, high-growth environment. 8.
Experience with AWS is a plus. What we offer: - Everyone owns a
piece of the company - equity. - 25 days’ holiday a year, plus 8
bank holidays. - 2 paid volunteering days per year. - One month
paid sabbatical after 4 years. - Employee loan. - Free gym
membership. - Save up to 60% on an electric vehicle through our
salary sacrifice scheme with Loveelectric. - Team wellness budget
to be active together - set up a yoga class, a tennis lesson or go
bouldering. #J-18808-Ljbffr

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