Head of Data Science (London Area)

Head of Data Science

About us:

We’re a fast-growingFinTechfocused on improving access to credit. We combine deep credit expertise with strong tech and data capability, and we’re building a team that’s motivated by doing the right thing for customers.

The atmosphere is open, fast-paced, and hands-on. If you care about impact, ownership and working on problems that matter - you’ll feel at home here.

The opportunity:

We’re hiring aHead of Data Scienceto lead and grow our data science function. This is a key hire for the business, with real influence acrosscredit strategy, product, and risk. You’ll head up a talented team and shape how we use data and modelling to make smarter lending decisions and deliver better outcomes for our customers.

What you’ll be doing:

• Leading and developing a team of Data Scientists working on credit risk and portfolio optimisation
• Designing, building and deployingcredit risk models (PD, LGD, EAD) for consumer lending
• Driving test-and-learn initiatives to improve lending performance and customer outcomes
• Working closely with Credit Risk, Product, and Engineering to embed models into key decision systems
• Engaging with external partners, including credit bureaus
• Keeping a close eye on model performance and ensuring everything is monitored and up to scratch
• Championing the use ofAI and advanced modellingacross the business
• Presenting insights clearly to stakeholders across all levels, including non-technical audiences

What we’re looking for:

• At least two years of experience leading adata science or credit risk modelling team
• A solid background in statistical modelling and machine learning
• Hands-on coding skills – we usePython, SQL and a bit of SAS
• Experience building models for unsecuredconsumer lendingor a related field
• A good grasp of the full model lifecycle: from development to deployment and monitoring
• A genuine interest in using AI to solve business problems
• Someone who can lead, support, and get the best out of a team
• Comfortable working in a fast-paced, evolving business – we’re growing, and we like to move quickly.

What’s in it for you:

• Competitive salary and company bonus scheme
• Hybrid working model
• 25 days’ holiday (plus bank holidays) - increasing with service
• Enhanced pension scheme with strong employer contributions
• Life cover, EAP support, and eye test allowance

If this sounds like you - please click apply!