Job Opportunity:Data Science Lead

About Us:

My client has some great financial backing. They have a mission to make credit more accessible and equitable.

Your Role:

As an early team member, you'll be instrumental in shaping our credit risk models and data strategy. Key responsibilities include:

• Developing alternative data credit default models and scorecards.
• Leading exploratory approaches to credit modeling and continuous improvement.
• Ensuring robust testing and regulatory compliance for our models.
• Collaborating with founders on data strategy and stakeholder management.
• Supporting future fundraising efforts.

What We’re Looking For:

• 5+ years of experience in consumer lending or credit risk (fintech experience is a plus).
• Proven track record in building consumer credit risk scorecards.
• Experience with Open Banking data.
• Proficient in Python (Pandas, NumPy, scikit-learn) and time-series data analysis.
• Full ML lifecycle experience: design, training, validation, deployment, and monitoring.
• Strong commercial acumen and strategic thinking.

Location & Work Style:

Our team is based in Newcastle upon Tyne, with hybrid work options.