Behavioural Scientist

We’re a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets.

We are a purpose driven company with compelling and credible goals. Quite simply, we help people achieve a better later life. We achieve this by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and provide them with peace of mind in retirement.

That’s who we are. We’re a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement.

Purpose:

As a Behavioural Scientist in the Demographic Risk group at Just, you will play a crucial role in analysing behaviour and health-related data to derive actionable insights that inform decision-making processes and drive improvements in pension provision.

You will work closely with key business stakeholders to identify opportunities to drive value from data and lead the development of advanced analytics & modelling algorithms. You will be comfortable working independently and as part of small teams in dynamic projects across Just to develop predictive models, identify behaviour and health trends, and implement data-driven solutions.

You will be responsible for identifying opportunities for improvements across systems and processes. You will ensure that our analytics and activities comply with data protection law and that we are upholding our values and ethics in how we use data.

Nature of the Role:
Data Analysis & modelling

1. Clean, preprocess, and validate behaviour and health data to ensure accuracy and reliability of analyses.
2. Produce and present insightful analysis from multiple large data sources to help drive business performance.

Data Insights

1. Collaborate with actuaries, underwriters, biostatisticians and other data users to understand the impact of behaviours on health and retirement planning and tailor analytical solutions accordingly.
2. Communicate complex behavioural findings and insights to both technical and nontechnical stakeholders in a clear and understandable manner.
3. Work with colleagues to agree, document, implement and monitor actions for improving the quality of data.
4. Support the implementation of the data governance framework at Just.

Stay current with advancements in behavioural and data science to propose and implement innovative solutions.

Ensure that high-quality documentation is developed, maintained, regularly reviewed and stored for all solutions developed and all operational processes.

Examples of Key Activities:

1. Setting behavioural science priorities in consultation with business owners.
2. Estimating and tracking the benefits of data science projects.
3. Sourcing and analysing data.
4. Spotting trends, patterns, and relationships within data.
5. Using data-driven techniques for solving business problems.
6. Communicating the results of your analysis to business owners.
7. Documenting your programs and quality assurance process.
8. Deploying and reviewing quality assured models.

Qualifications

Essential for the role:

Masters in a quantitative field such as Behavioural Science.

Skills and Knowledge

1. Analysis of structure, semi-structured and unstructured data.
2. Programming – SQL, Python, R.
3. AI/ML ethics.
4. Understanding of Data Governance concepts and best practice.
5. Quick understanding of business problems and requirements.
6. A willingness to learn new skills and adapt to new technologies.
7. Good understanding of Microsoft Server technologies (Azure, T-SQL, SSIS, SSRS, Power BI).

Experience

1. At least five years’ experience of working as a Behavioural Scientist or equivalent role, in applying statistical models and machine learning algorithms to behaviour and health-related data sets.
2. Experience and ability to respond to business needs by identifying appropriate statistical methodologies and presenting insights for decision making.
3. Attention to detail & problem-solving skills.
4. Relationship building skills and collaborative working style.
5. Experience with IT development processes and delivery lifecycles; development methodology; release strategy and configuration management; development tools, and applications across full project lifecycles.
6. Experience with Power BI or a similar data visualisation tool is desirable.

Why Just?

We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We’ve made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations.

Diversity, Equity and inclusion (DE&I) is a key priority for Just as part of our overall strategy and ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ+. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity.

What’s clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other.

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